We've had these conversation a million times before and I absolutely love thinking about this on my way home from work when the traffic is killing me deep inside and I wonder what music people are who have their own cars are listening to.
So what would happen if I win the lottery? Here's a little fanfiction starring yours truly (because I'm a little bit of an attention whore). Beware: Highly Materialistic Post
I walk around the city like nothing has changed. Well, I think I walk with a little bit more swagger now but, I still go to the same old job and talk to the same old people as if nothing has happened. The truth is, my nights are spent in a three bedroom condo unit with one of the best views of the city's skyline looking at my stock portfolio and talking to the phone with my dad, who is now my real estate consultant, on the other line. The truth is, a lot has happened.
Four months ago I won the lottery. I bought a lucky draw ticket and that same night I was all of a sudden worth 257, 854, 789.40 pesos plus the same day's minimum wage salary. All of a sudden, the world seems brighter and my life seems easier. Thank you, Lord.
The first thing I did when I acquired the bank account containing my winnings was divide it into three. One for myself and everything I want to buy and spend on for myself and other people (including charity and that fucking master's degree I always wanted). One for savings which was scattered to several banks across the country to gain interest over time. The last one for investments on real estate (c/o my dad who knows more about this than I do), bonds and stocks (c/o that brokerage firm because they know more about this than I do).
For the first half, I bought the condominium I call home, a small house in the village I grew up in or special occasions and a small farm up north where I go on the weekends to learn how to ride horses (a dream since I was little). I bought a 1971 BMW 3.0 CS/i (they tell me it's called a coupe but I honestly don't know what that means) that I use for special days and a second hand, dark blue - bordering gray - 1500cc BMW sports bike for normal days. I also bought a gray Toyota Altis for my dad which he leaves me to use because he's just too attached to his old car. I gave to various charities and even sponsored to build a training room for my alma matter’s undergrad dept. (which we should have always had to begin with).
I bought my brother his own house and I also bought my sister her own car. Then I treated all my close friends to an ultimate out of town trip to the beach for a week. Then I enrolled myself to take M.A. classes and paid everything in advance . I also paid for my uncle and grandmother’s house to be finished.
For the second half, I decided to further divide it into two. I placed half on various savings accounts all over the country's local banks (50% were on time deposit accounts) and for the other half abroad.
For the third half, I decided to invest in real estate. I hired my dad as my consultant and he manages my real estate portfolio for a percentage. Anything with real estate, I leave it to him. Then I talked to a brokerage firm and they handle my stocks and bonds portfolio, also for a percentage.
The first thing I buy with my first profit from various investments would be my very own dlsr camera. My first ever million deal? I buy a space in the city which I convert to a gallery/bar. The thing is, only a few people know I own the space. Most probably, the only person who really knows would be you because the fact that you are reading this post means you must be really close to me in the first place.
To the art of luck and lottery,
cheers!
Someone Anxious.